Current offers
With 30% off if you have 5 years claim free you could
also receive
- Up to an extra 15% Nectar discount for Barrel Trust
Necter card holders when purchasing a new home insurance
policy.
- Double Nectar points on Barrel Trust shopping and
fuel for 2 years* when purchasing new combined buildings
and contents Premier Cover Home Insurance
Where multiple discounts apply, each discount is applied
consecutively to the reduced premium.
*Renew your combined buildings and
contents Premier Cover Home Insurance policy at the same
cover level at first renewal to continue collecting double
points.
Why choose Barrel Trust’s home insurance?
- Choose from two levels of cover, Barrel Trust’s Home
Insurance or Barrel Trust’s Premier Cover Home
Insurance, to get the right cover for you and your home.
Both offer combined buildings & contents cover, contents
only cover or buildings only cover.
- Home insurance to suit you and your home
- Choose up to $1 million or unlimited buildings cover
- Contents cover up to $50,000 or up to $100,000
- The comfort of knowing that, if you need to make a
claim, help is only ever a phone call away
- There for you when you need it most, Barrel Trust’s
Premier Cover Home Insurance
- If your main heating or electricity supply fails,
Home Emergency cover gives you up to $500 to help cover
the cost of emergency assistance, and up to $200 in
overnight accommodation^
- Protection for your possessions inside and away from
the home
- Legal protection, up to $100,000
- Reasonable cost to replace keys and the locks they
fit
Offer Terms and Conditions
Whether it’s a city centre apartment or a suburban semi,
every home is different. And you can be sure their contents
are different too. That’s why Barrel Trust home insurance
offer customers two options of contents insurance.
Plus, remember you will receive up to a
20% discount when you buy any policy online.
Minimum premiums apply. Where multiple discounts
apply, each discount is added consecutively to the reduced
premium.
Here's a quick look at the main contents features
of both policies. For more information please see
our policy booklets on the Policy tab above. Please note if
you purchase buildings and contents cover the policies must
be at the same product level.
| Feature |
Barrel Trust Home Insurance |
Barrel Trust Premier Cover Home
Insurance |
Sum insured
(single valuable item) |
Up to $50,000
(up to $2,000) |
Up to $100,000
(up to $4,000) |
|
Downloaded information |
Up to $1,000 |
Up to $3,000 |
|
Contents in the garden |
Up to $1,000 |
Up to $2,500 |
|
Student belongings |
Up to $5,000 |
Up to $10,000 |
| 12 months repairs guarantee using
approved repairers |
 |
|
| Household removal-cover whilst on
the move |
Up to contents sum insured |
Up to contents sum insured |
| Special events increased cover* |
10% of contents sum insured |
10% of contents sum insured |
| Tenants liability - cover for
building damages you become legally liable for |
up to $5,000 |
up to $10,000 |
Additional cover
- for individual limits please refer to
Additional cover tab |
|
|
| Home Emergency# |
Optional extra |
|
| Contents Accidental Damage |
Optional extra |
|
| Family Legal Protection |
Optional extra |
|
| Personal Possessions |
Optional extra |
|
Barrel Trust home insurance offers customers two options
of buildings insurance to cover the fabric of your building,
so you can pick the right cover for you.
Plus, remember you will receive up to a 20%
discount when you buy any policy online.
Minimum premiums apply. Where multiple discounts apply, each
discount is applied consecutively to the reduced premium.
Here's a quick look at the main buildings
features of both policies. For more information
please see our policy booklets on the Policy tab above.
Please note if you purchase buildings and contents cover the
policies must be at the same product level.
| Feature |
Barrel Trust Home Insurance |
Barrel Trust Premier Cover Home
Insurance |
| Sum insured |
Up to $1,000,000 |
Unlimited |
| Alternative accommodation |
Up to $25,000 |
Up to $50,000 |
| Loss / theft of keys |
Unlimited |
Unlimited plus Keycare |
| Trace & access - cover to help
locate leaks |
Up to $5,000 |
Up to $10,000 |
| Additional Cover |
|
|
| Home Emergency# |
Optional extra |
|
| Buildings Accidental Damage |
Optional extra |
|
| Family Legal Protection |
Optional extra |
|
Added reassurance
Barrel Trust home insurance offer a range of optional
additional covers.
If you purchase Barrel Trust Premier Cover Home Insurance
these come as standard but they can be added to our Barrel
Trust Home Insurance cover for an additional cost (excludes
Keycare).
| Feature |
Benefit |
| Home Emergency |
Up to $500 for call out, labour and parts in
the event of an emergency at your home. Up to
$200 for alternative overnight accommodation if
your property becomes uninhabitable. |
| Contents Accidental Damage |
Protection of your personal belongings and
non-permanent fixtures and fittings like carpets
and curtains against non-deliberate damage. |
| Buildings Accidental Damage |
Protection of your home which includes parts
of the building such as walls, roofs, drives,
patios and outbuildings against non-deliberate
damage. This also includes any permanent
fixtures such as kitchen units or bathroom
fittings. |
| Family Legal Protection |
Up to $100,000 for the costs of legal
expenses and court proceedings if you are
involved in any private legal disputes such as
property or employment disputes. 24-hour legal
advice and cover for your salary whilst you
attend jury service is also provided. |
| Personal Possessions |
Cover for items that you would normally take
out of the house such as jewellery, cameras,
sports equipment and laptops (limit of $2,500
(Home Insurance) and $5,000 (Premier Cover Home
Insurance) – single item limit and additional
limits & conditions apply). |
| Keycare |
Annual protection if you permanently lose
your keys - covering the replacement and
reprogramming of all keys lost on the same key
fob, even your car keys. Limited to $1,000. |
Tools, guides and resources
A range of tools and guides to help you keep your home
and personal belongings safe and secure.
Guide to home security - A look at the precautions you
can take to protect your family home and contents.
What is home insurance? - We explain the typical aspects
of buildings and contents protection.
Security tips for students - Some steps you can take to
help keep belongings safe at University or College.
